The UK’s SMEs are missing the property-in-pension trick
There are about 5.5m SMEs in the UK, of which 69% own their properties. Yet, just 3% of them hold them in a Sipp or
From A-Day to mayday: 20 years on and the government is still missing the point on pensions
Almost two decades on from A-Day in 2006 and pensions simplification, we are firmly back in pensions complication, writes Lee Halpin The October 2024 Budget caught everyone
The Platform Borg – is resistance futile?
I’ll begin by making a perhaps surprising admission: yes, I think resistance to the Borg-like juggernaut that is the platform market probably is largely futile.
Is the regulator getting better at giving guidance?
Lee Halpin believes there has been a real step change from the FCA in terms of the support it is providing to firms. Here he
Hard lessons from a decade of pension freedoms
It’s hard to believe it’s been a decade since pension freedoms landed, giving individuals greater flexibility around accessing their DC pension savings from age 55.
Spring Statement sigh of relief? Don’t hold your breath for the Budget
Death and taxes may be the only real guarantees in life but simpler models should be considered to achieve the policy objective of making the
New year, new provider?
With a new year comes the chance to turn over a new leaf. To start afresh, make a positive change, leave bad habits in the
It’s time to save SSAS from extinction
The venerable small self-administered scheme (SSAS) has been with us as a pensions option for well over 50 years now. It was the true progenitor
Trust issues: Time for Sipp market to rebuild its reputation?
For someone who works for a firm with Sipp in the title, I’ve spent a fair bit of time talking about the small self-administered scheme
Where does the SSAS market go from here?
The small self-administered scheme (SSAS) market has been part of the pension landscape for decades, but it does not always get the attention it deserves.